International investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors. The prices of small cap stocks are generally more volatile than large cap stocks. Investing includes risks, including fluctuating prices and loss of principal.​ Because of their narrow focus, investments concentrated in certain sectors or industries will be subject to greater volatility and specific risks compared with investing more broadly across many sectors, industries, and companies.​ This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.