10 Years and Counting: Points to Consider as You Approach Retirement

by Julie Long | Feb 6, 2026 | AI, General, Investment, News, Retirement, Technology

If you’re a decade or so away from retirement, you’ve probably spent at least some time thinking about this major life change. How will you manage the transition? Will you travel, take up a new sport or hobby, or spend more time with friends and family?...

2026 IRA and Retirement Plan Limits

by Julie Long | Jan 2, 2026 | Financial Wellness, General, Investment, IRA Contributions, News, Retirement, Tax, Tax Laws

Many IRA and retirement plan limits are indexed for inflation each year. Several of these key numbers have increased once again for 2026. How much can you save in an IRA? The maximum amount you can contribute to a traditional IRA or a Roth IRA in 2026 will be $7,500...

Cost Increases at Private Colleges Outpaced Public Colleges in 2025-2026

by Julie Long | Dec 10, 2025 | General, Investment

Every year, the College Board releases new college cost data and trends in its annual report. The numbers represent average costs for in-state public colleges, out-of-state public colleges, and private colleges and are based on a survey of approximately 4,000 colleges...

Mandatory Roth Catch-Up Contributions Begin in 2026

by Julie Long | Oct 16, 2025 | General, Investment, Retirement, Tax

For nearly a quarter century, employers have been able to offer their retirement savings plan participants age 50 and older a valuable opportunity — the chance to make additional catch-up contributions to their plan.1 Thanks to the SECURE 2.0 Act passed in 2022, that...

The Fed Lowers Rates in an Economic Balancing Act

by Julie Long | Oct 9, 2025 | General, Interest Rates, Investment, News, Retirement

On September 17, 2025, the Federal Reserve’s Federal Open Market Committee (FOMC) lowered the target range for the benchmark federal funds rate by one-quarter percentage point — the first rate cut in nine months. This brought the range to 4.0%–4.25% and resumed...