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Employee Benefits

Employee Benefits for Special Circumstances

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Professional workplace setting illustrating strategic employee benefit planning programs that enhance workforce satisfaction and long-term financial wellness.

Most competitive employee benefit packages provide retirement, vacation, health, vision, dental, basic life, and disability insurance benefits, yet business owners might also consider additional programs to grab the attention of potential new hires. Fortunately, there are many benefit programs available, covering a variety of special circumstances, that can help round out and differentiate your offerings.

Employer Open Enrollment: Make Benefit Choices That Work for You

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Employee reviewing health insurance options during open enrollment at work.

According to the Kaiser Family Foundation, the average cost of health coverage for a family of four was $25,572 in 2024. While employers contributed the lion’s share, $6,296 of that amount was paid by employees. Employees have largely been spared from painful premium hikes over the last few years, but 2026 is likely to be a different story.1